Tuesday, January 1, 2019

The Cost of 2018

I did my first one of these in 2016 and found the experience so..."enjoyable" that I did it again in 2017. Now I'm back for year three! Either I'm a glutton for punishment or I just really enjoy math.

LOL.

No one enjoys math.

Without further ado:

Supplements and Healthcare: $619.42
  • I put all of Opie's various weight gain experiments under here, along with such necessities as wormer and his brief need for medication for the aural plaques in his ears. 
Farrier: $590
  • In case you guys doubted my farrier is the best, which you shouldn't because she is, I spent more this year doing simple steel front shoes for Opie than I did for nine months of corrective and trying-to-be-life-saving shoeing setups and consultations for Bobby in 2017. 
Lessons: $640
  • One category I would be okay with being higher. Sadly I think this is going to be pretty low in 2019 with another big bill being introduced to our monthly life expenditures budget. 
Board: $1,290
  • Listen. I really hate horses some days, but I don't hate that taking care of them makes my board pocket change.
Vet: $586.50
  • Opie "needed" booster vaccines since I didn't have a written record of them from the track. He also needed extra dental care because Shark. That is all.
Shows: $1,141
  • Cost of all that satin? Priceless.
Tack/Gear: $1,880.82
  • I had a goal this year to get this category way down from previous years. Mission fucking accomplished. $1k of that was the last bit of my saddle I owed, and I bought a cart for $225. Take away those two things and I feel like a miser. In a horse owning sort of way. Plus I can't be held responsible for having to buy things like fly gear because my horse is allergic to nature and multiple replacement halters because my horse is bad. 
Miscellaneous (memberships, registrations, repairs, etc): $1,365.82
  • Oof, this one got me this year. Poor old Growler needed a lot of extra love at the beginning of the year, and then her power steering lines needed to be replaced mid-summer. I have a sinking feeling this category is going to skyrocket next year. I'm tacking on a few more memberships, and my truck is making a rather ominous clunking noise. As I told Farrier, "She needs some love and I've got no more love to give her." Fingers crossed the old lady doesn't need a complete engine overhaul because I really don't know what I'm going to do at that point. 
Overall total: $8,113.56
  • I saw that and thought it was still painfully high. Then I went back and compared to the last two years--almost $12k and just over $14k--and I basically paid zero dollars on my horse all year! (Pretty sure that's how it works.) 
This is seriously one of my favorite year-end posts to do. It sparks so much conversation, and I love when other people jump aboard and do their own calculations. So how about it? Was 2018 an easier year financially for you? Did you hit any grossly ambiguous financial goals? Are you also already absolutely dreading 2019's costs?

27 comments:

  1. Reading your posts about your yearly spending inspired me to keep an entirely too detailed spreadsheet on EVERY cost related to my horses. I was mildly terrified at the start, but my year end total ended up being not as fucking scary as I thought 😂😂 of course, we did ZERO interesting things this year and I also cut WAY down on the tack ho tendencies, in anticipation of 2019 being the year of house construction. I don't know if I'll ever get around to posting about it, but it really kept me accountable so I'll probably keep it up in 2019, so thanks for the inspiration!

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    1. Honestly every year I'm surprised it's not more than it is. Even this year when I knew I'd reeled my spending way in, I still expected it to be mind blowing. Of course $8k isn't exactly chump change to a normal person, but it basically is to a horse person lol.

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  2. I'm not last year was better financially for me, but I am definitely keeping track this year, I just moved my horses home in August...so keeping track this year and finding ways to pare down expenses while still providing quality care will be interesting, although I must never let the spouse see the list in total!

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    1. That will be so interesting to see how keeping them at home versus paying someone else to take care of them compares!

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  3. You are a brave woman for counting all this up, haha. I am meticulous about managing my finances and budgeting, but the one thing I will not do is count up what the horse costs me in total. If I see that number, I'll start tabulating how many more years early I could retire if I didn't have him and that's just a baaaaaaaaaaad place to be, haha. Still super interesting seeing what you spend every year!

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    1. Who needs early retirement when you can blow all your money on an expensive poop maker?

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  4. I did this last year and it was horrible. I don't think I have it in me to do it again. I'll be interested to see what 2019 is like financially since I won't have board costs.

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    1. Also with you living on a different coast now I bet the expenses are going to be wildly different!

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  5. This year hurt so bad from a vet bill standpoint. But next year is going to hurt from a boarding cost standpoint. Can't win. Ugh.

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  6. Since you've been doing these, I've gotten on board and kept my own log. I nearly peed myself when I tallied up my final December costs and looked at the final number. Thankfully, a good portion of the costs I ate in 2018 won't be reoccuring.

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    1. It's a good start though because then you can identify there areas where you might be able to cut down some!

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  7. I'd probably have to go hang myself if I did this with how irresponsible I was in the shopping department this past year... I'm really impressed with how little you spent this year! Especially considering all the showing and what not. Nice job!

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    1. Cost of boots for 2018: The same as my entire yearly spending LOL

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  8. You may complain about NY weather but WOW the costs are low there 😍😍

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    1. I guess so! I did an entire show season for the cost of your two shows. Time to move!

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  9. I'm never doing this, I'm not sure I want to know the answer. Although this year I HALVED my board cost so that's a thing.

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  10. Definitely not doing this, ever. With four (or five, who's counting) horses, I truly do not want to know.

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    1. The cost of Haffies in your backyard: Priceless.

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  11. I'm in the middle of figuring out my annual costs also. Because I love torturing myself apparently. Good for you for basically cutting your expenses in half!

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    1. Ooh yes, I love seeing how other people spend their pony monies!

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  12. I’m so impressed with your horsie spending habits! Reducing mine for 2019 is a big goal of mine so I may do something like this next year :)

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    1. It really is super interesting to look back on.

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  13. Your board for the year cost less than rent for one month in california

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    1. I get an obscene discount for working there otherwise that number would be painful and probably not even doable for me.

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